Here's How You Can Get An Inventory Line of Credit For Your US Small Business
Managing inventory efficiently is critical for small businesses that deal with physical products. Whether you need to stock up for seasonal demand, fulfill larger orders, or simply maintain a steady supply, an inventory line of credit can provide the flexible funding you need. With credit limits ranging from $100,000 to $10 million, this financing solution allows you to grow your business without straining your cash flow.
Key Benefits of an Inventory Line of Credit
An inventory line of credit offers a range of advantages that can help your business stay ahead:
Flexible Credit Facility: Access between $100,000 to $10 million, tailored to your inventory needs.
Revolving Line of Credit: As you pay down the balance, your available credit replenishes, offering ongoing access to funds.
Adjustable Credit Limits: Your line of credit fluctuates based on your inventory levels, ensuring flexibility.
Competitive Rates: Starting at Prime + 2%, offering affordable financing.
High Loan-to-Value Ratio: Finance up to 85% of your inventory's liquidation value, maximizing your borrowing potential.
Quick Funding: Receive funding in as little as 7 days, helping you take advantage of timely opportunities.
Who Qualifies for an Inventory Line of Credit?
To be eligible for an inventory line of credit, your business must meet the following qualifications:
At least 1 year in business – Show operational stability.
No minimum FICO score required – Approval is based on your business performance.
$1 million in annual sales – Demonstrating consistent revenue generation.
$1 million in current inventory – Ensuring sufficient collateral to back the credit line.
Why an Inventory Line of Credit is Right for Your Business
This type of financing is ideal for businesses that:
Need to maintain optimal inventory levels without tying up cash.
Experience seasonal fluctuations and want to prepare in advance.
Want a flexible financing solution that grows with their business.
Need quick access to funds for bulk inventory purchases or new product lines.
How to Apply for an Inventory Line of Credit
Getting started is easy. With a simple application process and fast funding turnaround, you can get the working capital your business needs without delays. Pre-qualify today with no impact on your credit score.
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Don't let inventory management hold your business back—get the funding you need today and keep your operations running smoothly!