Here’s How To Get an Accounts Receivable Line of Credit for Your U.S. Small Business

If you're a U.S. small business owner looking to improve your cash flow, an Accounts Receivable Line of Credit could be the perfect solution. With credit lines ranging from $100,000 to $100,000,000, this financing option allows you to access funds based on your outstanding invoices, giving you the flexibility to scale your operations without waiting for customer payments.

Key Benefits of an Accounts Receivable Line of Credit

  • Flexible Credit Limits: Your credit line fluctuates based on your outstanding accounts receivable balance.

  • Competitive Rates: Starting at Prime + 2%, ensuring affordable access to capital.

  • High Financing Percentage: Get up to 95% financing of your current receivables.

  • Fast Access to Funds: Receive funding within 7+ days after applying.

  • No Minimum FICO Requirement: Your credit score won't hold you back from securing funds.

Eligibility Requirements

To qualify for this financing solution, your business should meet the following criteria:

✔ Be in business for at least 1 year
✔ Generate $1 million or more in annual revenue
✔ Have $250,000+ in short-term accounts receivable

Why Choose an Accounts Receivable Line of Credit?

This funding option provides a reliable way to manage working capital, seize growth opportunities, and handle operational expenses without the hassle of traditional bank loans. Whether you're facing seasonal fluctuations or planning expansion, this solution empowers you with ongoing access to cash tied to your receivables.

Ready to Get Started?

Find out if you pre-qualify today! The application process is simple, and you can get started in minutes.

👉 Check Your Eligibility Now

Don't let unpaid invoices slow down your business growth—apply for an Accounts Receivable Line of Credit today and take control of your cash flow!

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